RESPONSIBILITIES OF THE CLIENT

The Client is responsible for conducting all business with the highest degree of honesty, integrity, accountability, and propriety while using the Service Provider's EFIN number and tax software for the 2025-2026 tax year. The Client shall not engage in any activity that jeopardizes the Service Provider's entity, resources, or assets, and shall abide by a Code of Business Conduct and Ethics. Suspected or verified instances of fraud, violation, unethical conduct, or dishonest practice must be reported to the Service Provider immediately, with the Client providing any necessary information during subsequent investigations.

RESPONSIBILITIES OF THE SERVICE PROVIDER

The Service Provider shall provide the Client with access to its EFIN number and tax software for the 2025-2026 tax year. The Service Provider shall also provide an Internal Auditor with sufficient knowledge to identify indicators of fraud. This Internal Auditor will evaluate the adequacy of the internal control system, prioritize auditing activities according to a documented risk assessment plan, and provide recommendations through consulting and assurance activities.

PAYMENT TERMS

{Your company} agrees to pay SLB Tax Proz the Service Bureau fee of $89.00 for each e-filed return in the software while using the EFIN#. {Your company} agrees to the withdrawal of $89.00 each paid client. {Your company} will be given the rights to the software under {Your company} to make sure the Internal Auditor should have sufficient knowledge to identify the indicators of fraud and is expected to have the capacity of a person whose primary responsibility is detecting and mitigating Fraud.”

Bank Product Agreement

The Partner agrees to:

comply with all rules, regulations, and guidelines established by the Bank concerning the use of its products and services, including but not limited to refund anticipation loans, refund transfers, and prepaid debit cards
verify the identity of each taxpayer before filing any tax returns or facilitating any refund transfer, refund anticipation loan, or any other transactions involving the Bank’s products. To verify the identity through reviewing and validating government-issued identification documents, such as driver’s licenses, passports, or other acceptable forms of identification while ensuring that the information provided by the taxpayer, including name, address, and Social Security Number, matches the information on their identification & income documents.
not to deposit any funds from tax returns, refunds, or Bank products into their own personal accounts or the accounts of their employees, associates, or other related parties. A client must have their own bank account,receive their own checks, and activate their own debit cards.
ensure that each client has a working phone number and a unique email address for communication with the Bank. This includes:

The Partner acknowledges and agrees that failure to adhere to the terms of this clause will result in the following consequences:

Immediate termination of this Agreement and disengagement from any further business relationship with the ERO or the Bank.
Forfeiture of any earnings, commissions, or compensation owed to the Partner related to the Bank products.

The ERO and the Refund Transfer bank reserve the right to pursue legal action against the Partner for damages resulting from misconduct or breach of this Agreement. The ERO and the Bank may report any fraudulent or unethical activities to the appropriate authorities, including the IRS, TIGA, or state agencies.

Refund Advance Loan Agreement

This clause outlines the terms and conditions for the Partner’s role in facilitating refund advance loans ("Loans") through the ERO. The Partner agrees to adhere to all rules and guidelines set forth by the affiliated refund transfer financial institutions ("the Bank") providing these products.

The Partner agrees to/that

Review and validate government-issued identification documents, such as driver’s licenses, passports, or other acceptable forms of identification.
Ensure that the information provided by the taxpayer, including name, address, and Social Security Number, matches the information on their identification documents.
ensure that all tax returns submitted in connection with a Refund Advance Loan application are complete and accurate.
Once a tax return has been submitted to the IRS in connection with a Loan application, it cannot be resubmitted without an amended return/1040X.

not to charge clients any additional fees for applying for Loans.
not charge clients a separate fee for applying for a Loan.
not pass on to the client any fees or costs incurred by the Partner in connection with facilitating the Refund Advance Loan.
if a client had an IP PIN in the previous tax year, the Partner will not process a pre-acknowledgement Loan without the IP PIN.
comply with all applicable federal, state, and local laws and regulations governing tax preparation services and financial products, including but not limited to IRS rules and regulations, and any state tax laws.

The Partner acknowledges and agrees that failure to adhere to the terms of this clause will result in the following consequences:

Immediate termination of this Agreement and disengagement from any further business relationship with the ERO or the Bank.
Forfeiture of any earnings, commissions, or compensation owed to the Partner related to the Loans.
The ERO and the Bank reserve the right to pursue legal action against the Partner for damages resulting from misconduct or breach of this Agreement.
The ERO and the Bank may report any fraudulent or unethical activities to the appropriate authorities, including the IRS, TIGA, or state agencies.

The Partner agrees to exercise due diligence in all matters related to the Loans. This includes:

Ensuring that all information provided to the Bank in connection with the Loans is accurate, truthful, and complete.
Reviewing and complying with all requirements and guidelines provided by the Bank, including those related to identity verification, account management, and client communications.

fraudulent or unethical activities to the appropriate authorities, including the IRS, TIGA, or state agencies.

Payroll Agreement

This clause establishes the terms and conditions for the Partner’s payroll while providing tax preparation services through the ERO. The Partner agrees to the following terms regarding their compensation.

Weekly Payments
The Partner understands that they will be paid on a weekly basis as the returns fund. This means that payments will be issued weekly based on the returns that have been successfully funded. Returns processed through Monday - Friday of the week will be paid by Friday of the week that follows.

Compliance Requirements
The Partner acknowledges and agrees that no fees will be paid unless all compliance files are uploaded for each respective return. This includes:

Uploading all required documents and compliance files associated with each tax return in accordance with the ERO’s guidelines.
Ensuring that all compliance files are accurate and complete to facilitate the funding process.

Revenue Sharing / Fee Split Model
The Partner agrees to the revenue sharing or fee split model established by the ERO and the package that was agreed upon at purchase. The Partner will be compensated based on a revenue sharing model, where the fee charged for each return will be shared between the ERO and the Partner according to a predetermined split. Any fees for loans or amounts owed to the ERO will be deducted from the Partner’s earnings before any payouts are made. The Partner acknowledges that only fees from fully funded returns will be paid to the Partner. No fees will be paid for returns that are not funded, partially funded, or for which funding is delayed or denied.

The Partner agrees to report any discrepancies or issues with their payroll to the ERO promptly for investigation and resolution including any discrepancies in the amount paid or deductions made from their earnings and any issues or delays in funding for returns that impact the Partner’s earnings.

TERMINATION AND DISPUTE RESOLUTION

This contract may be terminated by either party with a written notice of 14 days after the contract is signed. In the event of termination, no funds paid to join the program will be refunded. In case of termination of contract, The client will be immediately removed from tax software and any platforms that the Service Provider provided. Following the 14-day period allowed for terminating the contract, the Service Provider reserves the right to terminate the contract immediately in the event of any fraudulent activities. Any disputes arising out of or in connection with this contract will be resolved through email mediation through both parties.

LIABILITIES AND WARRANTIES

Warranties: The Service Provider warrants that it will perform the services with reasonable care and skill, and in compliance with all applicable laws and regulations. The Service Provider further warrants that the tax software provided under this contract will function as described, and that it will maintain the necessary licenses and permissions to provide the EFIN number and tax software.
Limitation of Liability: Except in cases of willful misconduct or gross negligence, the liability of either party for any claim arising out of this contract shall be limited to the amount of fees paid by the Client to the Service Provider under this contract.
Indemnification: Each party agrees to indemnify and hold harmless the other party from any and all claims, losses, damages, liabilities, penalties, punitive damages, expenses, reasonable legal fees and costs of any kind or amount whatsoever, which result from the negligence, willful misconduct, or breach of this contract by the indemnifying party, its officers, directors, employees, agents, or subcontractors. This indemnification will not apply in cases where fraud is involved.
EFIN Termination: If the Client's EFIN is shut down for any reason due to fraud or inaccuracies of documentation, the Service Provider will not provide another EFIN. The contract will be terminated immediately in such cases.

Software Renewal

1.1 Upon the expiration of the initial term of this agreement, the ERO may choose to renew the contract for an additional term by paying a renewal fee. The renewal fee shall be calculated based on the volume of tax returns produced by the ERO during the previous year.

1.2. The standard renewal fee for the additional term shall be $497. However, the renewal fee may be subject to adjustment based on the following volume-based scale: - If the ERO produced between 50 - 99 tax returns during the previous year, the renewal fee shall be reduced to $397. - If the ERO produced 100 returns or more tax returns during the previous year, the renewal fee shall be $197.

1.3. The specific volume ranges and corresponding renewal fees shall be determined and communicated to the ERO by the service bureau prior to the renewal period.

SLB Tax Proz may sometimes use our partner's names, images, business name and location (city and/or state), for the use of promotion, calendars, testimonials, and content on our social media pages, website, interviews, and other form of public media and printed media such as brochures, flyers, powerpoints, etc.

However, we will not publish your name, image, business name and location (city and/or state), and any given review or testimonial without your consent.

You may opt in or out, using the option below. If you opt in now and choose to opt out at a later date, you may do so by sending a written email to us.

By signing below you give (SLB Tax Proz) permission to use my name, business name and/or logo (if applicable), and/or photo for public Informational and Promotional Purposes (social media, print, websites, billboards etc).